Commercial General Liability (CGL) insurance protects business owners against claims of liability for bodily injury, property damage, and personal and advertising injury (libel and false advertising). Premises/Operations coverage pays for bodily injury or property damage that occurs on your premises or as a result of your business operations. Products/Completed Operations coverage pays for bodily injury and property damage that occurs away from your business premises and is caused by your products or completed work.
Excess Liability Insurance
Excess liability insurance pays for covered losses that exceed your CGL policy’s dollar limit.
Umbrella Liability Insurance
Umbrella liability insurance offers additional limits of liability over the underlying liability coverages. The Umbrella policy can also provide liability coverage for exposures not covered under the primary CGL insurance policies if not excluded by the Umbrella liability insurance policy.